Last updated Jul 11, 2024
Justin Fischer
Rates are changing, but deals can still be had when financing a new car. Interest rates remain high in 2024, and the lowest APR finance deals are likely to vanish in months to come. If you’re thinking of financing a new car, you’ll want to take advantage of manufacturer incentives to save thousands. These are the best new car finance deals in July 2024.
👉 Short on time? We’ve highlighted the best offers in bold. You can also see the top deals this month here.
Contents hide
1 The Best Auto Loan Rates For New Cars (July 2024)
1.1 Acura Cash and Financing Deals
1.2 BMW Cash and Financing Deals
1.3 Buick Cash and Financing Deals
1.4 Cadillac Cash and Financing Deals
1.5 Chevrolet Cash and Financing Deals
1.6 Chrysler Cash and Financing Deals
1.7 Dodge Cash and Financing Deals
1.8 Ford Cash and Financing Deals
1.9 GMC Cash and Financing Deals
1.10 Honda Cash and Financing Deals
1.11 Hyundai Cash and Financing Deals
1.12 Jeep Cash and Financing Deals
1.13 Kia Cash and Financing Deals
1.14 Lexus Cash and Financing Deals
1.15 Lincoln Financing Offers
1.16 Mazda Cash and Financing Deals
1.17 Nissan Cash and Financing Deals
1.18 Ram Cash and Financing Deals
1.19 Subaru Cash and Financing Deals
1.20 Toyota Cash and Financing Deals
1.21 Volkswagen Cash and Financing Deals
2 Free Car Buying Help Is Here!
2.1 Get the most when you sell your car.
The Best Auto Loan Rates For New Cars (July 2024)
We’ve compiled every manufacturer’s financing incentives below, but these are the BEST loan deals with the LOWEST auto loan rates this month.
- 0% Financing: Ford F-150, Mustang Mach-E, Edge; Mazda CX-30, CX-5, Mazda3; Kia EV9, EV6, Niro EV, Nissan Titan, Rogue, Pathfinder, Ariya; Subaru Solterra; VW ID.4; Toyota bZ4X
- 0.9% APR: GMC Terrain, Honda Ridgeline, Kia Sorento, most Buick models
- 1.9% APR: Chevrolet Colorado, Equinox, Blazer, Trailblazer; GMC Canyon, Sierra 1500, Acadia; Kia Sorento, Sportage
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Let’s dive into every automaker’s financing and cash offers for July.
Acura Cash and Financing Deals
3.9% APR for up to 60 months: 2024 Acura Integra, MDX, and RDX
2.9% APR for the new electric Acura ZDX
Learn more at Acura.com, or browse listings with local market data
BMW Cash and Financing Deals
2.99% APR for 60 months for the BMW i4, i5, i7 electric sedans and iX electric SUV
See BMW listings with local market data.
Buick Cash and Financing Deals
0.9% APR for the 2024 Buick Encore GX and 2024 Enclave
1.4% APR for the 2024 Envision
Browse Buick listings with local market data
Cadillac Cash and Financing Deals
In July, Cadillac has these cash and APR offers for new cars:
2.9% APR for 36 months plus $1,000 cash allowance for the 2024 XT4
2.9% APR for 48 months + $1,500 cash offer for the 2024 XT5, and XT6
$3,000 conquest cash for the 2024 Cadillac Lyriq EV
See Cadillac listings with local market data.
Chevrolet Cash and Financing Deals
Chevrolet is offering low APR offers for multiple models in July:
$5,750 cash offer with a trade-in: 2024 Silverado 1500 Crew Cab LT
1.9% APR: 2024 Colorado, Equinox, Blazer, Trailblazer + No payments for 90 days
See Chevrolet listings near you with local market data.
Chrysler Cash and Financing Deals
In July, Chrysler is offering $2,750 off of the Pacifica PHEV (plug-in hybrid). Chrysler is not advertising any APR offers at this time. See Chrysler listings near you with local market data.
Dodge Cash and Financing Deals
These are Dodge’s cash and financing offers this month:
- Up to $3,750 cash allowance for 2023 Chargers and Challengers
- $5,600 cash bonus for 2024 Durango models in dealer inventory
See Dodge listings with local market data.
Ford Cash and Financing Deals
After clearing out the majority of 2023’s remaining inventory in recent months, Ford has pulled back the most aggressive incentives. In July, these are the best cash and financing offers from Ford:
0% APR for 60 months: 2024 Mustang Mach-E
0% APR for 36 months: 2024 Ford Edge, 2024 Ford F-150
See Ford listings with local market data.
Learn more at Ford.com.
GMC Cash and Financing Deals
This month, GMC has a few financing offers:
0.9% APR + $1,500 cash allowance: 2024 GMC Terrain
1.9% APR: 2023 and 2024 Canyon, GMC Acadia
Sierra 1500: 1.9% APR for 36 months or $6,000 cash allowance with a trade-in
Learn more from GMC.
See GMC listings with local market data.
Honda Cash and Financing Deals
In July, Honda and Acura are advertising these financing offers:
Honda CR-V, Passport, Prologue EV: 2.9%-4.9% APR
Honda Accord, Civic, CR-V Hybrid, HR-V, Odyssey: 3.9%-4.9% APR
See Honda listings with local market data.
Hyundai Cash and Financing Deals
Right now, Hyundai APR offers are less than stellar:
1.99% APR: Elantra, Tucson
2.99% APR: Tucson, Santa Cruz
Hyundai is offering cash savings for multiple models: 2024 Palisade ($1,250), 2024 Santa Cruz ($2,500), 2024 Tucson ($1,250), 2024 Elantra ($1,000), 2024 Santa Fe ($500)
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See Hyundai listings with local market data.
Jeep Cash and Financing Deals
This month, these are Jeep’s cash incentives and financing offers:
2024 Grand Cherokee: $7,500 cash offer for owners or lessees of competitive brands
Wrangler 4xe and Grand Cherokee 4xe plug-in hybrids: up to $7,750 cash bonus
There are no advertised APR offers for the Jeep Wrangler currently.
See Jeep listings near you with local market data.
Kia Cash and Financing Deals
Check out the latest Kia offers in July:
Kia is having a hard time selling EVs now that the EV6 and Niro EV have lost the federal tax credit. That’s where the best Kia APR deals are this month:
0% APR for 60 months: 2024 Kia EV6 and Niro EV
0% APR for 48 months: 2024 Kia EV9 (three-row electric SUV)
1.9% APR: 2024 Sportage, Sorento
3.9-4.9% APR on most other Kia models for well-qualified buyers
See Kia listings near you with local market data.
Lexus Cash and Financing Deals
5.99% APR for 72 months for the Lexus NX, ES Hybrid
See Lexus listings with local market data.
Learn more about these offers at Lexus.com
Lincoln Financing Offers
Lincoln is not advertising regional deals at this time.
See Lincoln listings near you.
Mazda Cash and Financing Deals
In July, Mazda has some of the best financing offers today, including zero percent APRs:
0% APR for 36 months: 2024 Mazda CX-30, CX-5, Mazda3
0.9% APR for 60 months: 2024 Mazda CX-90, CX-50
See Mazda listings near you with local market data
Learn more about these offers at MazdaUSA.com
Nissan Cash and Financing Deals
This month, Nissan has great financing deals:
0% APR for 60 months: 2024 Nissan Titan
0% APR for 36 months for 2024 Nissan Rogue, Pathfinder
1.9% APR for 36 months for the 2024 Nissan Ariya + $1,000 loyalty cash; 0% APR for 72 months for remaining 2023 Ariya models
See Nissan listings with local market data
Learn more about these offers at NissanUSA.com
Ram Cash and Financing Deals
Ram has these active cash offers in July 2024:
New 2024 Ram 1500: Up to $7,625 cash savings on dealer inventory
New 2024 Ram 1500 Classic: $6,000 bonus cash on dealer inventory
See Ram listings near you with local price data
See details at ramtrucks.com
Subaru Cash and Financing Deals
0% APR for 72 months: Solterra EV
2.9% APR for 48 months: 2024 Ascent
2.9% APR for 72 months: 2024 Outback, Forester
3.9%-4.9% APR for other Subaru models.
See Subaru listings near you with local price data
See which models and trims qualify at subaru.com.
Toyota Cash and Financing Deals
This month, Toyota has these APR deals for well-qualified buyers:
0% APR for 72 months: bZ4X electric vehicle
1.99% APR for 48 months: 2024 Toyota Tundra
3.99% APR for 60 months: 2024 Tundra, Toyota Crown,
4.99% APR for 60 months: 2024 RAV4, Camry, Corolla, Corolla Hatchback
See Toyota listings near you with local price data
Learn more about these offers at Toyota.com
Volkswagen Cash and Financing Deals
0% APR for 72 months: 2024 Volkswagen ID.4
0.9% APR for 60 months: Atlas, Atlas Cross Sport
1.9% APR for 60 months: Taos
See Volkswagen listings near you
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